I was offered Pet insurance through my company. well, don't waste your time. I have 2 dogs and 1 cat I insured them all. I made a claim on our 2 year old Giant schnauzer and it was denied, He had one testicle that did not descend and our local veterinary clinic stated he needed surgery to remove the testicle and Nationwide would not cover it. They stated Neutering was not covered. Well we had no intention on neutering him . well we never got reimbursed for that. then in November he got a stick stuck in his mouth he needed to be rushed to an emergency clinic and the clinic needed to but him to sleep to remove the stick , Nationwide also refused to pay for that stating, the clinic did not itemize the bill. I called the clinic and asked for it to be itemized and the clinic sent me the exact same form. when I spoke to a representative from Nationwide they said they needed it itemized I asked if they could call the clinic. The representative I spoke to just did not seem like they wanted to go out of their way to do anything for a paying customer. needless to say 2 claims both rejected. I think it was time to cancel our policy. Please don't waste your money on Nationwide

So my dog she is 12 years old now. It was originally VPI "veterinarians pet insurance" when we rescued her at 2 months old. They were great for the very small claims anything under two $300 they will cover me before 40% of it. However 2 years ago she had major surgery which cost $8,700 to remove bladder stones at the animal hospital so it was an emergency. Submit all the claims and all Nationwide covered was $895. Of course I called them several times after that and submitted the paperwork several times however nothing else was done so I bit the bullet cuz I love my dog very much and I paid out of my pocket $7700. Okay so 2 years now she needs her gallbladder removed. And of course the surgery is $7,600 at the animal hospital and again contact Nationwide and $895 again. So even though I have the middle tier I asked them what if I had the best insurance through them which is the higher tier how much would you have covered? $1,900 was the response. I said to them what surgery do you see that cost $1,900. Listen I'll expect them to cover everything of course but even if they were covered half of this I would have found that acceptable. Now at this point I cannot afford this so eventually she is going to die. Of course getting her gallbladder removed we can of course hopefully pray that we get several more years out of her. Even the surgeon and everyone else says they should be covering at least 80%, however so this is why I want to write this review please stay away from Nationwide regardless of what it is pet insurance home insurance car insurance anything from them they are definitely not on your side. You have no idea how upset I am cuz now we're talking about a life over money. I'll leave it at that.

Sadly, our 4 year old golden retriever was diagnosed with Lymphoma. Total vet bill is going to exceed 14K. Nationwide’s annual ceiling limit 5K. Rip off beware of these scammers.

This is a warning from a member with 4 pets over 10+ years I have been a menber with Nationwide pet insurance when it used to be VPI pet insurance. I had a plan that was grandfathered in which was 90% covered with no CAP (this means no matter the treatment they covered the full cost) They tried to push me out by raising the cost the that plan year after year so I played ball with them and dropped it down to 70% covered with no CAP. They always stress to insure the animal since they were a puppy or kitten so everything can be covered through their life without any exempt. So this year they decided to write me that they are canceling my policy becuase the cost to them are too high to cover his plan even though they havent offered this plan in over 7 years and I was grandfathered in. I was told they will move me to the 70% plan and a 10k cap so if my animals had any thing serious over 10k i had to put the money up. Or other wise I can go kick rocks. Even though I have been paying over 10 years of premiums for 4 animals and they were so selfesh and could wait maybe another 5 years until all the grandfathered customer fur babies passed and crossed the rainbow bridge. Instead this $60.3 billion dollar in sales for 2024 company decided to be selfish and not cover and honor the pet plans they gave customers. Its really sad and disgusting that they used the phrase they are loosing money as an excuse to hurt theese animals. I will say over the past 10 years nationwide has been amazing with quick payouts and customer service. But that dose not fix how they handled this selfish situation.

This is a warning from a member with 4 pets over 10+ years I have been a menber with Nationwide pet insurance when it used to be VPI pet insurance. I had a plan that was grandfathered in which was 90% covered with no CAP (this means no matter the treatment they covered the full cost) They tried to push me out by raising the cost the that plan year after year so I played ball with them and dropped it down to 70% covered with no CAP. They always stress to insure the animal since they were a puppy or kitten so everything can be covered through their life without any exempt. So this year they decided to write me that they are canceling my policy becuase the cost to them are too high to cover his plan even though they havent offered this plan in over 7 years and I was grandfathered in. I was told they will move me to the 70% plan and a 10k cap so if my animals had any thing serious over 10k i had to put the money up. Or other wise I can go kick rocks. Even though I have been paying over 10 years of premiums for 4 animals and they were so selfesh and could wait maybe another 5 years until all the grandfathered customer fur babies passed and crossed the rainbow bridge. Instead this $60.3 billion dollar in sales for 2024 company decided to be selfish and not cover and honor the pet plans they gave customers. Its really sad and disgusting that they used the phrase they are loosing money as an excuse to hurt theese animals. I will say over the past 10 years nationwide has been amazing with quick payouts and customer service. But that dose not fix how they handled this selfish situation.

Been a customer 13 years. Paid $600/month for years for multiple dogs to have care. My dog was diagnosed with hemangiosarcoma in Sept 2024. I called Nationwide after her emergency splenectomy but before diagnosis. I was told she would be covered from the top of her nose to the tip of her tail by Angela for her cancer treatment/needs. I received a letter of non-renewal in early October (less than a month from Hemangiosarcoma diagnosis ). I learned on 12/30 that the policy was discontinued several months ago and posted in a USA Today article back in June which I never saw. Nationwide should have sent notices to affected customers in June 2024. The rep in September (Angela) should have told me it was coming. So many issues with how this company treated over 100,000 people and their pets! As a long time customer, I should have been provided another option to take care of my dog with an horrible, aggressive cancer! Instead I was told “sorry” and she is not coverable. They could have transferred her to another policy if they truly cared. She has been in their system since about 9 weeks old and just tossed aside like nothing!! Disgusting customer service! I know many veterinarians that have recently told me they will not support this company. Do your research and do not put your trust in this company!!! Do better for your pets!!

I see others have already written the harrowing reviews of Nationwides' new 2024-2025 Face! Nationwide basically is saying,"just put that old dog to sleep." I had great insurance for him for 10 years through Nationwide. But it was not clear once he turned 10 that the new policy doesn't cover office visits. Just accidents. By the way, bone caught in throat is not an accident. The new Nationwide policy offered allows me to pay premium, deductible and office visits.Oh, I do get flea/heart pills, but not even veteran visit. If you are taking him to the vet, it better be to put him to sleep, because that's covered. A vet's diagnosis/prognosis is not covered. So you better be a vet, or just put him to sleep because an educated owner is not welcomed at Nationwide. My dog was gagging at night. Vet prescribed Prilosec. It solved his issue almost immediately: after 3 days little occurrence, after 10 none. NONE! Vet did rule out cancer, esophoghus obstruction, and blood work. But according to Nationawide, I was not supposed to have taken him to the Vet. They would gladly have paid for me to put him to sleep, but not for the office visit. I understand the ex-ray & blood tests were not covered, but not even the office visit? So if he's limping, just put him to sleep! A vet could tell you if it's arthritis (not covered) or a broken bone (is covered.) But don't bother, just put him to sleep. He's old. That's the message. You can't go to the vet to find out what it is, and then decide. It's just "he's 10 and it's time for him to go." In the meantime, I left Nationwide, and went to Figo (Costco). Yes, I loaded up the coverage. But at least the vet visits are allowed and covered. The message at Figo appears not to be "just put the old guy down." It's more like, here are 3 plans. Choose the one that will give your dog a quality of life and will allow you to sleep in peace. Shame on you Nationwide!!! Shame on you! It's not about the money, it's about the decency, the products you are selling, the compassion that is non-existent.

Nationwide will gladly take your money UNTIL your pet is 7 years old. Paid for the plan for 5 years, rates went up every year until I'm now paying $180.00 a month. Just got a letter of nonrenewal and called them to find another plan. Plan is not offered for my dog because after they are 7 years old ...no coverage. So Nationwide basically cherrypicks young dogs, takes your money and then when they are old enough to actually need it you get dropped. RUN AWAY FROM THIS RIP OFF COMPANY, THEY WILL DROP YOU WHEN YOU REALLY NEED IT.

Nationwide Pet Insurance has been a nightmare. I submitted all the required documents for my dog’s claims, but they claimed what I provided wasn’t enough. My dog was adopted from a rescue, so there’s no additional history I can give them—but they don’t seem to care. To make matters worse, they took over $1,000 from me, which they refuse to refund. Their customer service has been dismissive, and the whole process has been nothing but stressful. If you value your time, money, and your pet’s well-being, stay far away from this company!

Nationwide will gladly take your money UNTIL your pet is 8 years old. Paid for the plan for 8 years, rates went up every year until I'm now paying $121.76 a month. Just got a letter ON JAN 1, 2025 of NON RENEWAL as of March 2025 and called them to find out why. Basically - telling me "It is what it is". They won't offer anything but an ACCIDENT Plan - no more Illness or Wellness Plan for my 8 yeas old who has a pre-existing eye condition (for two years - which nobody else will now cover.) So going forward - he'd have to get hit by a CAR for them to cover anything!!! So Nationwide basically takes your dog while their still young, takes your money and then when they're old enough to actually need it you get dropped. I AGREE WITH A PREVIOUS ENTRY - RUN AWAY FROM THIS RIP OFF COMPANY, THEY WILL DROP YOU WHEN YOU REALLY NEED IT.