Noticed that my company offered Nationwide pet insurance. Have a 9-year-old large mixed breed dog, 14-year-old Turkish Angola cat, and two one year old Persian cats. Went ahead and applied and all 4 were approved with $100.00 deductible and 80% reimbursement, and $5,000.00 limit for accident, illness and congenital & hereditary. Right now it's a year long policy. I have since been reading up on some horror stories dealing with Nationwide. I wished I had researched more thoroughly beforehand. I just wanted peace of mind. Now I'm not so sure. It is what it is. How do I deal with this in the meantime and what company should I be looking out for next year?

Had an accident the other day my insurances says I’m 30% and the other party is 70% so what will I end up paying out? Even though the police said he was 100 at fault. I haven't seen the official Police report yet, not sure if the Police added he was at fault in the report. Hoping he did as even with dash cam it shows him hitting me in between my Drivers front fender and Driver's door which I can't open BTW. How can this be my fault in away.. State of Florida is weird with reports they only gave names and insurance info which the other party gave false information for New York driver.

I'm shopping around for car insurance. I'm 38F and never had anything but State Farm, but I was rear ended in an accident last year and had a mostly bad experience dealing with customer service and claims. My parents had a life insurance policy for my mother. When she passed away the office somehow marked me as the deceased party, which also lead to me having to "prove" that I was not dead. Keeping in my mind my mother and I share a last name and had our insurances at the same office/broker, but we have completely separate policies. When I told the agent that is what happened, she was combative even though the date of the change corresponded with my mother's death. After my accident, there were significant delays in getting my payment because of some issues they were having with setting up digital payments for me. All around bad experience with customer service and claims who were not empathetic or helpful. When I switched my insurance to a new agent's office for my new car, they put the incorrect financing information on my policy. Had to call several times to change. Realized that they had the wrong mailing address and garage address, even though I had also changed these. I, no joke, had to call on four separate occasions to try to change my garage address. They kept telling me it would be reflected on my policy within a month, but when I checked, my old garage address was still there. Conveniently, my rate at my new address is cheaper. I will say prior to the past couple years I had great experiences with State Farm. It seems lately to have maybe gone down hill, and I am a pretty dang patient person. It's not all about price for me either. I'm happy to change to somewhere with better service even if slightly more expensive. Does anyone actually have a car insurance company they can recommend based on good experiences and/or customer service?

I went to an out of network Health specialist. I had 2 visits for around $200 per visit paid via credit card. They told me to send my invoice/receipt to my insurance company and they would reimburse me. I submitted 2 claims to United Healthcare and they were approved as out of network which went towards that deductible. I just assumed that after that approval, a check from UHC would be sent in the mail to me. It wasn’t. I chatted with UHC customer service today and they said to contact the health specialist business to resubmit the claim as in network. Talked to the specialist business representative and they don’t deal with insurance AT ALL. They are out of network for everyone and leave it to the patient/customer to handle insurance reimbursements if applicable. I’m at a loss for what to do now. I know I have to get it sorted with UHC but idk what to say or do at this point. How do I get reimbursed? Was I not supposed to submit a claim? Should I have gone through a different process and submitted something else? I’ve never had to deal with this kind of situation before and I cannot afford to not be reimbursed. Any tips or help would be much appreciated. Thank you!

Hey all! Back in 09/03/2024 I had gotten into a car crash without insurance. I am a 20yo Corrections officer, and when the crash happened I hadn’t got my first check yet, so I didn’t have any money to get insurance then. The car in front of me ( a businesses car) slammed on their brakes going 50, and my bald tires slid my small civic into their bumper. We both got out, and inspected the damage, there was no dents, and barely a scratch on the other guys bumper. I told him I didn’t have insurance, and he said, it looks like nothing happened so he should be fine, but because of the crash detection he’d have to tell his boss about it. Ever since I haven’t gotten a single piece of mail, Email, etc, about the accident. Today I opened a piece of mail, that stated bell subrogation services were trying to get me to pay 2989$ for an accident that 100% didn’t cost that much to repair. What should I do? I know nothing about stuff like this and have well under 2989 in assets and cash on hand.

How long does it usually take for PetsBest to reimburse you? For some reason, it says that my payment date was April 3, but I haven’t received anything

In 2020 I had voluntarily repossessed a mobile home I had bought with a loan through Vanderbilt. Flash forward to now, I’m trying to buy a house and am running to issues with the classification of the deficiencies on that mobile home that I surrendered. Vanderbilt is internally handling the deficiency balance instead of selling it to a collections agency, which makes it an internal collections between me and them. However, when handling my credit now, Vanderbilt is now saying that it is a “voluntary surrender with a decreasing deficiency” instead of a “collections account” which is preventing me from closing on my chosen house. I have been talking with Vanderbilt and looking for further clarification on this because the repossession was finalized years ago and they sold the mobile home and have left me with the deficiencies, hence a decreasing balance (in collections through them right?). However can I have an active and open repossession when the property in question no longer is in my or the banks possession? I asked for clarification on if it is a collections or open repossession, because it can’t be both at the same time. I was told they don’t know and that they will ask their credit department on what they have it listed as. I am awaiting the answer which I should get by noon tomorrow. Furthermore, in January they reported the account to equifax as a collections account that is having payments made. In February they reported it as an active mortgage with a severe deficiency and declining deficiency. I’m at a bit of a loss, my current bank I’m going through is pissed about all of this, and I’m seeking some advice before I get back on the phone tomorrow.

I am wondering if anyone has figured out the best insurance available in ohio that is budget friendly? I use to have medicaid but they kicked me off a few months ago and ever since I've been on this healthcare marketplace insurance with united healthcare but in still struggling with paying it and living my life lol... I have omnipod and dexcom g7 and they barely cover that... I'm also wondering if it would help to find separate insurance from my spouse? Or just to stay on the same insurance?

I am getting a new car delivered to me friday and trading my old one in, I went to update my insurance policy through state farm & it’s showing my total change cost to be $733 just to remove my old car & add the new one. Is this normal? That seems insanely high

I have 3 vehicles under my name, we were in the middle of moving between cities and I decided to change the location. Due to last minute changes, we decided to stay at our current location. I went to log back into geico to change it back and it says they locked my account and when I called them they said “they are investigating the location of the vehicles”. What are my options now and what should I do?