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MetLife - Best affordable dog insurance?
I have an emotional support dog and he helps support me with my panic disorder everyday!! I know some people think dog insurance is a joke, but I’m disabled (for physical reasons) and want to be more prepared/protected with pet insurance so I won’t be stuck with a giant bill with a budget income. (Yes, I understand you have to pay it all upfront at the first before you see any money back from insurance.) Would love to hear some decently priced options for mostly full coverage!
I have MetLife, but thought I’d ask for recommendations before I switch because $90/month isn’t exactly budget friendly for me 😕 Thanks for making it this far!! 😎👍🏻
['Trupanion', 'Lemonade'] - Trupanion switch
I adopted bonded pair of kittens and got them on pet insurance with trupanion at 8 weeks. They just turned two and trupanion has increased my premiums by 70 % in those two years. I understand they don’t raise the premiums based on pets age, but at this rate I won’t be able to afford to insure them until they get old. Looking at switching to lemonade - my one kitty has two minor claims and my boy has none. I realize her two claims will be pre-existing but they aren’t chronic issues.
To the cat parents with lemonade- do you like it? Are you happy? I know I risk their premiums rising as well but at least I can afford more coverage with a smaller deductible to start. Would love your thoughts I want the best for my babies!! Thank you
Nationwide Pet Insurance - Nationwide Pet Insurance - My Pet Protection With Wellness Plan
I'm having trouble figuring out what is covered and not covered under this plan.... My dog recently had an anal abscess the size of a kiwi so it needed to be removed immediately. Deductible is $250.00, and I'm just trying to see the benefits coverage but am having the most difficult time navigating the Nationwide Pet Insurance website; it's as if they do not want us finding out what's covered to utilize our insurance to the fullest. With this operation potentially maxing out my deductible, I have some other Wellness things I want to get taken care of, such as dental, or to see if I can do anal expressions every few months. Any insight on coverage?
workers comp insurance - Workers comp audit after business sold
Hi all, I sold my business last year because it was not a profitable venture. The llc is closed and any remaining money was used to pay off equipment debts. The insurance company says I owe $10k in workers comp insurance for the previous year which they now have sent to a collections company.
The business is closed and the llc is dissolved. Can they come after me personally for something like this?
State Farm - Midly annoyed with State Farm
I was in a minor fender bender in a parking lot. Other driver was turning into main drive. I was passing a car that was stopped so I was hard to see. I had minor scrape to left front bumper and other driver had minor scrape to left front. Probably about $1,000 damage to each car.
Exchanged info, he's an attorney who does work for state farm. I had camera in car, but actual collision was on side so actual impact not shown.
Sent my info and video to State Farm. Got an answer in one day. Was told it was inconclusive, and no one was at fault. So, we both pay our deductibles.
It seemed like State Farm looked at the option that would cost the company the least, especially with the speed the determination took place.
EasyCare - Gap insurance won’t pay due to normal wear and tear?
So I can upload my gap contract and everything if need be but my car was totaled (hit a deer) and they said they figure it out by my total owed at time of loss was 21,187.49 subtract insurance settlement 18,179, then they said insurance took off $1,866 due to condition of vehicle which was just normal wear and tear deductions. So l'm left with $1,141.99 GAP benefit.
So they're saying my base vehicle value according to CCC was $19,416 then they subtracted $1866 due to condition adjustment then I'm left with adjusted vehicle value $17550 + tax title and fees comes to $18679 minus my $500 deductible.
So l'm left with $18,179, and then my insurance said my actual cash value was $17550. So am I getting screwed here?
https://ibb.co/7JHOdYML
https://ibb.co/NdpH9f59
https://ibb.co/sJP16tQp
Gap contract. It's through EasyCare.
BadgerCare - badgercare
I’m so disappointed right now, I call them so many times and im denied from badger care ever since I turned 19, I have to make under 15k and 1,200, and also I got fafsa but ik their policies said it’s counted but not really lol, I know I make over it, it still doesn’t help, I don’t know what to do they do give me this random ass number marketplace and should I call them? I’m sorry im so disappointed I feel bad for college students
homeowners insurance - In limbo with dog bite lawsuit.....
Location: Philly, Pa
Any ideas???
Back in July our dog bit our neighbor. One of the kids let the dog out, and he bit them. We knew from the jump we were going to get sued. We got a lawyer when we received a letter from theirs. They wanted our homeowners insurance info. Welp..... come to find out, ours doesn't cover animal injuries or damage. So, after a month or 2, they asked if we wanted to just settle out of court. Of course we did. They came at us with a settlement. We weren't able to get the full amount but came back to them with a lump sum right away then asked to make 2 monthly payments to settle the rest. After weeks, they declined it and we received a letter from a new attorney asking for our homeowners insurance. Ummm... we already told them we didn't have coverage. So, our lawyer was going to get with them, we paid him another retainer (ughhhh), and he told us there was nothing to do as of now until he hears something. He said he would get back to us. It's been 2 months and still have not heard anything.
What is going on???? Like we were going give them exactly what they wanted. They were just playing with us I guess and now we just wait???
Any ideas on why the wait game? I just want this over with. And just in case you all want to know, we are not made of money. We have 2 kids in college and 2 little kids. We live pay check to pay check and had to get a loan to pay the lawyer and that settlement they first asked for.
It was a totally misfortunate accident, we were devastated for them, and are deeply sorry. We are good people with a good family.
Thanks
Healthy Paws - Healthy Paws no more - 433% rate hike
Normally don't rant except to the company themselves and my circle, but this deserves public comment. We've had insurance for our dog since she was 8 weeks old with Healthy Paws, and she's now 9. Monthly rates have steadily increased and most recent was $86.06. **JUST RECEIVED NOTICE OF INCREASE TO $372.77 PER MONTH!!** Mind you, this is a healthy dog. In 9 years I think we had one small claim. Buyer beware.
Geico - Geico insurance going back on their word????
I am so lost.
Three days I received a call letting me know that an accident I had been in over a week ago was deemed to be the other party’s responsibility, and I was set up with the collision center and rental car. Today I receive a call that the claim the other driver made on my policy was found to be inconclusive, therefore they are now saying it’s word vs word and we both are liable???? They asked several of the same questions I had already explained to them. I told them the police did not arrive because I live in a high acuity city which is understandable. I even went to the police department after and they said in Texas they are not required to file a report “anymore”. I left feeling okay since I had pictures and explaining the accident would surely lead to the right solution! i was not at fault at all!
1. Why would they look at this as two separate claims? ( We both have Geico so I thought this would make it easier????)
2. Can they really go back on their word?
I asked to
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