I had great experiences with my previous experiences with Figo. I adopted a new dog who had some diarrhea after I first adopted her which is so normal for a dog adjusting to a new environment. 6 months later I took her in for testing for a totally different intestinal disorder and feeling confident this claim would be covered I did several types of testing and my claim was denied as “preexisting condition” which was not the case. I’m seriously considering canceling my policy because of concern for future claims being denied.

They don't answer emails if you have a question. Didn't get a response until I told them I was cancelling, but they still ignored my original emails.

Reply from Prudent Pet Insurance

Total rip off. They dont intend to ever reimburse anyone for anything. Stay away from these scammers!

My experiences submitting claims is that they just look for ways to deny the claim. Generally no reason is given. Would recommend another company

Reply from Figo Pet Insurance

Reply from Figo Pet Insurance

I give it 1 star because the Customer Support Specialist was very responsive. Otherwise, the experience has been poor. App has never worked, still doesn't. Hence, can't file a claim easily using the "app" or anywhere else online. Had to waste time searching for contact details and get two invoices submitted through an email address to CSS. Can't check status of claims because again the app doesn't work and there is no place to submit online.

I went ahead and got another pet insurance because I can’t even log on to mine here! I am paying for nothing ! Need help canceling. Can’t get into my log in but get charged every month

Called to initiate coverage after adopting a puppy. CS agent was very rude, telling me that my coverage would not cover any pre existing condition in the puppy. I said I just wanted to start because I was taking her to the vet the next day for a wellness check and wanted to make sure the coverage started (this coverage came "free" with the adoption). She said it would in 24 hours. They actually didn't start it for 48 hours and my puppy ended up having an intestinal parasite, then developing kennel cough, then passing away within a month. They said that because the coverage started "after symptoms" she wouldn't be covered. Such an awful experience for our whole family. This is just another insurance company like US health insurance where their goal is to collect premiums and then deny as much as possible.