EasyCare - Gap insurance won’t pay due to normal wear and tear?
So I can upload my gap contract and everything if need be but my car was totaled (hit a deer) and they said they figure it out by my total owed at time of loss was 21,187.49 subtract insurance settlement 18,179, then they said insurance took off $1,866 due to condition of vehicle which was just normal wear and tear deductions. So l'm left with $1,141.99 GAP benefit.
So they're saying my base vehicle value according to CCC was $19,416 then they subtracted $1866 due to condition adjustment then I'm left with adjusted vehicle value $17550 + tax title and fees comes to $18679 minus my $500 deductible.
So l'm left with $18,179, and then my insurance said my actual cash value was $17550. So am I getting screwed here?
https://ibb.co/7JHOdYML
https://ibb.co/NdpH9f59
https://ibb.co/sJP16tQp
Gap contract. It's through EasyCare.
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