Your website could use some work. It is not user friendly.

They do not insure people who own German Shepards. There is not one bad thing about my dog and he is not even remotely aggressive but because of his breed they declined to insure me…..

When things go right, it's very easy, quick and simple.

I love Trupanion‘s Customer Service, I love the expedited payment process, that being said, I am extremely displeased with how Trupanion has changed their policy on covering exam fees. When you take your pet to a specialty hospital, the exam fees are astronomical. I just paid over $800 in exam fees alone. None, of which were reimbursed. This does not way favorably on Trupanion‘s behalf. Trupanion says that exam fees are “routine fees“ and can be planned for. I disagree totally. I have a 90% deductible. I pay $200 a month for coverage for two pets. Coming out of my pocket for 800+ dollars for an EMERGENCY Visit is not routine, nor can it be planned for. I truly wish Trupanion would reconsider the decision about exam fees. Veterinarians keep raising their prices, and it makes it more and more a major part of the bill.

They increased my dogs insurance by $75 per month. Nothing happened to my dog to justify the increase They refused to pay for a routine vaccine/wellness check. I feel they haven't been fair, my dog is older but very healthy.

I was in an auto accident on Memorial Day. The woman who hit me has Lemonade for auto insurance. My car is still Not repaired. No major damage, but there is damage that needs repaired. May be good cheap insurance for the insured. Be aware if you're involved in an accident with someone covered by Lemonade, you'll likely need an attorney to resolve matters. I made mistake of not calling police to have ticket issued.

ODIE: absolutely horrific and unethical service

I was transferred over from ManyPets, and assured that my dog's preexisting conditions (allergies) would be covered- both from ManyPets AND Odie, before I agreed to be transferred over. Guess what - my dog's allergy treatments are NOT covered as promised. Also - horrific customer service. Nobody answers chat, nobody answers the phone. Emails take a week or more. I had claims for 6 weeks - still unresolved after weeks of followup. I filed a Wellness claim (for flea treatment). Outstanding as of weeks. I was also told that the minute you file a Wellness claim, you are on the hook for the remainder of the year's premium - even if you try to cancel. They will take your money regardless. Stay away. What a scam.

I was up at 4 o'clock this morning. For this 4:50 appointment I tried to connect tried to connect. I tried until 5:30 AM. And it would not connect and then I just lost my mother. I got my sister. That's overtaken the estate and we had to take her to court. I'm on limited funds. I'm on disability and my mother left money for me to take care of things which I have not been able to access and not only did I not get connected to you, you're charging me a $25 fee for something that I tried for 45 minutes to do. Dude, I would not recommend this service to nobody because you can look. I had the reboot. The appointment for 2:50 because 450 did not work. And I'm trying there's no way to connect you. There's no humans that talk to. I'm just really disappointed. In this service and if this is what you're gonna do, build customers when they try to connect and assume thing was not working. I am not responsible for that. If that's what you wanna do, charge me. 25 bucks for when I tried for 45 minutes. Then you can cancel my service and give me my money back. Because I don't need the added stress. I've got a sick animal. I've rebooked it with you because you did not connect right this morning. That is not my fault. You have no customer service. This is ridiculous.

I'm a disabled veteran that only used Embrace because USAA endorses it. These people refused to process the claim to put my service dog to rest. It was her 3rd claim ever. This company gladly took tens of thousands of dollars from me over years with no claims then refused to acknowledge or even process the 3rd and final claim that would have resulted in a few hundred bucks of reimbursement. I would never in a million years send another dime to this company or refer them business.