Is it even legal for Healthy Paws pet insurance to increase premiums at almost 200% in CA? This is outrageously high!! Anyone experiencing the same? #healthypawspetinsurance

Is it even legal for Healthy Paws pet insurance to increase premiums at almost 200% in CA? This is outrageously high!! Anyone experiencing the same? #healthypawspetinsurance

Is it even legal for Healthy Paws pet insurance to increase premiums at almost 200% in CA? This is outrageously high!! Anyone experiencing the same? #healthypawspetinsurance

Is it even legal for Healthy Paws pet insurance to increase premiums at almost 200% in CA? This is outrageously high!! Anyone experiencing the same? #healthypawspetinsurance

Is it even legal for Healthy Paws pet insurance to increase premiums at almost 200% in CA? This is outrageously high!! Anyone experiencing the same? #healthypawspetinsurance

Is it even legal for Healthy Paws pet insurance to increase premiums at almost 200% in CA? This is outrageously high!! Anyone experiencing the same? #healthypawspetinsurance

Is it even legal for Healthy Paws pet insurance to increase premiums at almost 200% in CA? This is outrageously high!! Anyone experiencing the same? #healthypawspetinsurance

So, in case anyone was curious, I posted [HERE](https://www.reddit.com/r/petinsurancereviews/comments/1io7ggn/fetch_pet_insurance_prescription_sublimit/) and [HERE](https://www.reddit.com/r/petinsurancereviews/comments/1j4f71u/update_fetch_pet_insurance_deceitful_enrollment/) about an ongoing issue with Fetch Pet Insurance about a "prescription sub-limit" applied to Virginia, USA policies and wanted to give the final update as far as I am aware. TLDR: Fetch pet is rolling out a "prescription sub-limit" of 1500 dollars on all applicable policies, that applies to any and all medications (including ones given in hospital and during surgery). This sub-limit was not disclosed to me nor does it exist on any of their publicly available documentation. My dog had surgery in January and a portion of it wasn't covered because they applied all of the medications used in that surgery to the sub-limit, and I was informed that for the rest of the year no medications would be covered due to this sub-limit. I made a report to the BBB and contacted my states insurance board to see if this sub-limit was appropriately filed with them. Haven't heard back about the BBB complaint but my state's insurance office did confirm that Fetch filed the sub-limit with the state. I have no idea what other states this is applicable in, because there's still no information about it on their site, probably because they don't want people to know about the bottlenecking they are applying to policies. After quite a bit of back and forth, I've been informed that my and several other individuals who had surgeries are having those claims reassessed and that surgical medications will not be imposed against the sub-limit. They are adjusting the under-writing language to specifically change how they assess anesthetic drugs, but all other medications (nerve blocks, pain management in surgery, and antibiotics given in surgery) will still be applied to the sub-limit. With my reassessment, I received the remaining balance I was owed from my dog's surgery and now have about 850 dollars left in my prescription sub-limit for the year. I'm still quite a bit miffed that they were able to apply such a restrictive sub-limit to my policy without informing me, and this sub-limit is still applicable to medications given by veterinarians in-hospital, but at the very least they are not applying anesthetic medications to this sub-limit any longer. If you had a surgery only partially covered by Fetch Pet Insurance in the past year due to complications surrounding this sub-limit. Please submit an appeal, I've been told (on a recorded line) that they are reassessing any surgical claims made using the previous underwriting language surrounding this policy.

I recently had to cancel my insurance policy within 24 hours, and I was charged a $12 enrollment fee. Dianna, a manager from MetLife Pet Insurance, mentioned that while they will refund the premium, the $12 enrollment fee is non-refundable and isn’t included in the premium. Just a friendly heads-up for fellow pet owners!

We purchased Spot Pet Insurance for our newly adopted rescue Golden and chose “Accident” insurance only . They happily took our application and all monthly payments since July 2024. Over the weekend, he suddenly became lame on his back right leg and was very reluctant to walk or stand up. We know it occurred between his am walk and 3 pm. After taking him to Blue Pearl and getting imaging done as well as pain meds, we submitted our invoice for reimbursement. DENIED. Reason why? We didn’t have the EXACT time of the injury. I submitted an appeal, but if it’s denied we are cancelling. We would be better off putting $100 bucks a month away in his own health account. What a bait and switch!