Please save yourself from this scam. They have the worst submission process possible, as well as the worst customer service possible. They make you jump and bend over backwards to even get an approval on a claim. I’ve had to send in multiple bank statements and cleared out my personal information just to prove that I had paid for a vet visit. Please do not please do not sign up for this insurance company.

I want paperwork I want a packet delivered to my home for my file. Computer broke. Im old school. Please send me all my rights of coverage for future vet bills. Maureen Windgassen 1035 Devils Backbone CINCINNATI OHIO. 45233

Most evil, pet hating, unethical company in the entire market!! DO NOT USE THEM! After nearly 8 years paying thousands in premiums they cut our dog off his health insurance. They said if we sign up again despite no interruptions it would be considered pre-existing conditions and wouldn't be covered. OUTRAGEOUS! Were not alone - thousands are being thrown off their coverage with no good options or alternatives. Its unbearable. DO NOT GIVE THEM YOUR MONEY - they have 0 care for pets.

I had MetLife pet insurance. When I needed to take my cat to the vet on account of vomiting and diarrhea. The exam was pretty standard, the invoice and vet notes I was supplied were straghtforward. Then MetLife tried to say I didn't include the vet notes (but I did). They say it only takes 5-10 days for them to process a claim. I waited 2 weeks and still heard nothing from them. So, I call and ask what is taking them so long. They said they were finalizing my claim. I found out later they had closed my claim and didn't even notify me (yep just dropped it). I felt like they were just jerking me around. So, I had no interest in continuing to talk with them since I had come to see that their costomer service personnel were clearly not honest with their customers. Furthermore I stopped paying them for the policy. Why should I give one more red cent to an insurance company that doesn't uphold their end of things and doesn't compensate their customers claims in accordance with the policies they are paying for? I won't give MetLife any more of my money or my business.

Multiple issues with Figo. My claim for one of my dogs was denied as Figo claimed it was an existing condition although my dog had never had a blood blister/scab on the middle of his back. A cyst was found under the scab. No where in his medical history did he have a blood blister/scab on the middle of his back with cyst. Furthermore, Figo has made it very difficult to get my claims paid out. Claims paid in the past were easier to get paid out than recent claims with the same and/or less documentation provided. It appears Figo doesn't like to pay claims once they have paid a large amount of money associated with claims.

We have had Healthy Paws for our pets since 2010. They USED TO BE good and processed claims as advertised. Over the years they removed more and more types of services covered. Now it is HORRIBLE to get claims processed. When you call it is awful and impossible to get a straight answer. They always assure you that something will happen right away and then it doesn’t. I am now waiting FIVE MONTHS for claims to be processed. And they stack one on top of the other! They have “claims” and “tickets” and “cases” and they “send direct messages” to each other and repeated emails to me and the vet, yet nothing EVER gets resolved. We are paying over $300 PER MONTH for insurance that doesn’t pay out!!! Time to change to Costco insurance. So sick of their fawning and LIES LIES LIES. Healthy Paws - no need to reply here - reply by actually processing my outstanding claims and quit delaying.

The insurance repeatedly holds up processing claims, does not indicate specifically what needs to be provided, drags their feet.

Price keeps going up without any increase in benefits. I have seen an increase the last 2-3 years.

It’s really difficult, to submit to you because you don’t seem to understand the invoices that my Veterinarian sends. So it’s very frustrating.

This is a scam. I am having the exact same issues as the other comments on here, however, I am filing a class action lawsuit as this is a clear “bait and switch” strategy that is wrong. Taking advantage of people’s emotions to want to help their animal and then stealing, stating as well that you have a waiting period of 14 days before you can even use the insurance yet it says you also only have 14 days to request a refund. If anyone sees this and is dealing with the same experience, my father who is an attorney in contract law is assisting me in a class action lawsuit. If you want to join please email me christinascioli34gmail.com. It’s time things change and I’m going to make time because this is evil. Same pattern in their response, they appear to lean on fine print and loosely interpreted policy clauses to deny coverage—suggesting that a required veterinary exam was missing (when in fact it was submitted) or implying that cancer falls outside of covered conditions. These tactics deflect accountability from their own clear marketing claims and the actual policy language, which explicitly state that coverage applies to diagnosed illnesses and does not exclude cancer. I have reported them to them to the: - The State Department of Insurance; - The Federal Trade Commission (FTC) for deceptive business practices; - The Better Business Bureau and relevant consumer platforms. I recommend everyone who is dealing with them just trying to wear you out and give you a run around and hope you quit - don’t. Report them to the above and contact me. There is power in numbers.