Now paying $500.94 every 6 months for our 5 year old goldendoodle. We have minimal claims in the past year. Went up significantly this year. Does this sound right around everyone else? We feel like this is a lot to pay but nervous to go down on our coverage in case of an emergency.

So I reside in Minnesota, our loan company is Mr. Cooper. We are behind a little bit February and March, but will come through before the end of the month to fully catch ourselves up again. They sent me an email stating our loan is in default? How is that possible when it states we are barely in their words 39 days late on the payment? Can they default our loan just for that? I’m going to be calling tomorrow to ask since we’re paying the full amount before the end of the month if it’s okay. But I really can’t wrap my head around the fact they defaulted so quickly. Has anyone else dealt with something like this? Or specifically this company? Much appreciated for answers!

Today our new 2025 rav4 got rear ended by a driver. It has 5000 miles on it and we just took it to get its first oil change and were given a coupon for free carwashes for a year. Decided to get a wash once we were done. The carwash place is one with a conveyor belt type of thing that brings the car forward. The signs said to go into neutral and let the belt do everything so we did. Suddenly we get banged from the car behind us. The worker at the carwash stopped everything and said multiple times it was the driver behind us at fault. She didn't go into neutral and instead stayed in drive and accelerated, causing her to "jump" the grooves on the belt and hit us. She kept saying she had no idea what happened. Our car isn't seriously damaged from what we can tell, the back bumper will need replacing and above that is dented. The other driver's car was fine, go figure. I did ask the witness/employee at the carwash for his name and if he had footage. He said the corporate office would have it. I do have a front dash cam that doesn't really show much but you can hear a loud boom from the impact. I'm hoping and praying my insurance company can see it wasn't our fault. I know we have to get everything repaired before worrying about a diminished value claim. I'm just wondering how this will all work. We exchanged insurance info and we both have geico. I submitted the claim but how will all this work with trying to get a diminished value claim? Will geico just say no since they're kind of "going against" their own company to try to recoup our loss? Sorry I just don't understand what to do.

What kind of company does this where they don’t accept my debit or credit card for monthly premiums. They will do checks, but still.

I had an Avant loan that was sent to collections a few years back. I've since paid it off in full but my Avant account still shows an "Active Charge Off" status of that loan, which prevents me from applying for a new loan. I'd like to know how I can have these old loan details wiped from my account for possible future loans? I tried calling support but couldn't get through to anyone.

Terrible company. Find any excuse, especially bogus "pre-existing conditions" to avoid any reimbursement. Avoid and look elsewhere unless you want to waste time on the phone appealing denials to no avail.

I’m going to lose my mind. I feel like I’m going to have a panic attack. I have Aetna, yet I still owe $6000 on an er visit after I had complications with my gallbladder surgery. I haven’t even gotten the bill for my surgery yet. I literally cannot afford this. Insurance is through my work and I didn’t have a choice. My deductible is 6000 and yeah I’ve MET that now, but I still can’t afford $6000!!! Why is health insurance in the us so bad. I’m literally going to cry Is there ANYTHING I can do to lower my bill? I called the hospital and they couldn’t do anything to help

Was on family vacation when burglars robbed our home and ran away with our jewelry and watches adding up to $49K. Insurance (AAA) denied claim and paid $2500 for sub limit and for damages to the home adding up to $6K. I did not realize we were supposed to appraise each item, until this episode. I had a personal property coverage of up to $150K. Any guidance on how I may recover more here?

Location: Georgia, USA Hello everyone- My brother was in a motorcycle accident April 6, 2024. He was in ICU for a month and discharged in July, 2024. During that time he did not have his phone, access to email, or ability to check standard mail. My brother was a PE Teacher and football coach in the state of Georgia for 27 years. All of his insurance premiums were paid for once a month in his paycheck. The state of Georgia agreed to early retirement with benefits beginning July 2024. Blue Cross informed him last month they were dropping his insurance for delinquent payments. His appeal was denied. My brother is looking into COBRA as well as ACA. What steps should he be taking to get the necessary pain medications he needs daily? Thanks!

Good morning. I work for the State of Florida as a probation officer. Back in August of 2024, I was forced to utilize my personal vehicle for State purposed due to unavailability of a state vehicle. While conducting curfew checks at 5am in the morning, a stray dog ran out in front of me and I was unable to stop. Aside from the psychological damage caused by this being an animal lover, my vehicle sustained several thousand dollars of damage. Luckily I had decent insurance and my comprehensive deductible was 500. Prior to filing a claim with my insurance, I inquired about the damages being covered by my employer or their insurance coverage and was told I'd have to pay myself. I filed with my own coverage. I later found policy and procedure that states you can be reimbursed a max of 600 for damage in such a situation. I filed the proper paperwork with the powers that be and waited. After the body shop and getting everything together I filed in November of 2024. Fast forward to February when I inquired what was going on i was given the claim number with department of financial services. They stated they would only pay on claims where I damaged someone else's property while using my vehicle for State business. I contacted the Florida police Benevolent Association as I am a member and they investigated but wound up telling me they can not assist, despite their contract with my employer stating articles, statues etc that cover me for reimbursement. I contacted my insurance regarding possible subrogration with my employers carrier but I was told this is not possible on a comprehensive claim. I know it may not seem like a lot, but I'd definitely like to be made whole on my 500 deductible. Any advice would be greatly appreciated. Thank you. Additional info on statutes etc: Its article 19 in the Florida pba contract with Security Services Unit of Florida Department of Corrections. Additionally items or statues listed are aca/cac standards 5-aci-3a-27 and Florida statute section 944.0611.