In most states, insurers must file how they calculate their rates. Using this data, we can get an idea of how the premiums for a dog will change as it ages. I'd look at this chart as a best case scenario. The insurers can increase their rates or change the shape of their age curves, so your increases will almost certainly be higher.
| Insurer | Age 0 | Age 5 | Age 10 | Age 12 | Age 15 | Age 20 | Age 25 | Age 30 | Min | Max | Max / Age 0 ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|
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